Permanent Total Disability (PTD) generally means a total loss of earning capacity due to a work injury. In Minnesota, most PTD claims must meet statutory threshold criteria under Minn. Stat. 176.101, subd. 5 (in addition to proving total and permanent incapacity). This tool provides a preliminary threshold screening and estimates the weekly rate.
Rates verified through 2025-10-01.
Rates verified through: 2025-10-01
Could I Qualify for PTD?
Enter your combined impairment rating, date of injury, and earnings. We'll check whether PTD may apply and estimate the weekly rate.
Verification notice
PTD threshold data should be verified against the current text of Minn. Stat. 176.101. This tool provides a rough threshold check, not a definitive eligibility determination.
Impairment & earnings
Your combined WBI from all rated impairments. Use the PPD Combination Calculator if you have multiple ratings to combine.
The statute also lists certain catastrophic injuries that qualify under a separate definition (e.g., total loss of both eyes, loss of both arms at the shoulder, loss of both legs at the hip level, complete and permanent paralysis, total and permanent loss of mental faculties).
About Permanent Total Disability (PTD)
In Minnesota, an employee is permanently and totally disabled when they have a total loss of earning capacity due to their work injury. PTD benefits are paid weekly at the same rate as TTD benefits.
- PTD benefits generally continue until age 72, or for 5 years from the start of PTD if the employee was injured after age 67 (Minn. Stat. 176.101, subd. 4).
- Benefits are subject to annual escalation under Minn. Stat. 176.645.
- Government benefit offsets (SSDI, PERA) may reduce the weekly payment after a threshold is reached.
- For most PTD claims, the statute requires meeting threshold criteria in Minn. Stat. 176.101, subd. 5 (e.g., 17% whole-body PPD, or 15% + age 50, or 13% + age 55 + less than high school), plus proof of total and permanent incapacity.
See Minn. Stat. 176.101, subd. 4, and Minn. Stat. 176.101, subd. 5, for PTD statutory provisions.
This calculator is for informational purposes only and does not constitute legal advice. Results are estimates based on Minnesota workers' compensation law as of the rates shown. Consult a qualified attorney for advice specific to your situation.
How this works
Minn. Stat. 176.101, subd. 5 defines PTD and sets threshold criteria that must be met for most PTD claims (for example: 17% whole-body PPD; or 15% + age 50 at DOI; or 13% + age 55 at DOI + less than high school). Meeting a threshold does not automatically prove PTD — the worker must still prove total and permanent incapacity as a vocational matter.