Your weekly workers' comp check should go up a little each year. Minnesota law requires annual cost-of-living adjustments. This calculator shows you exactly how much your check should increase over time, based on your date of injury and what you were earning.
- • The state publishes an annual adjustment each October 1
- • Your benefit is adjusted on your injury anniversary date (after the waiting period)
- • For recent injuries, increases are capped at 3% per year and don't start until the 3rd anniversary
- • We calculate your TTD rate automatically from your wages
Rates verified through 2025-10-01. Reviewed by Dan Swenson, Minnesota workers' comp attorney.
Rates verified through: 2025-10-01
How Much Should My Check Go Up Each Year?
Enter your date of injury and what you were earning. We'll calculate your TTD rate and show how it should increase over time under Minnesota law.
Be precise. DOI controls the waiting period, the yearly cap, and which rate table row applies.
Gross (before taxes). We'll compute the base TTD rate first, then apply annual adjustments on the anniversary dates (per Minn. Stat. § 176.645).
How far into the future do you want to see adjustments? Pick today's date or a future date.
This calculator is for informational purposes only and does not constitute legal advice. Results are estimates based on Minnesota workers' compensation law as of the rates shown. Consult a qualified attorney for advice specific to your situation.
How annual adjustments work
Each October 1, the state publishes an annual adjustment percentage based on how statewide average wages changed. Under Minn. Stat. § 176.645, your benefit rate is adjusted on the anniversary of your date of injury by applying the percentage in effect at that time.
But there are limits. The waiting period and cap depend on your date of injury:
- DOI on/after 10/1/2013: wait 3 years; cap 3%/year
- DOI 10/1/1995–9/30/2013: wait 4 years; cap 2%/year
- DOI 10/1/1992–9/30/1995: wait 2 years; cap 4%/year
The raw published adjustment can be higher, but the statute caps the increase.